Payment Policy

Effective Date: July 24, 2026

Thank you for shopping with Caviro. We are committed to providing a secure, reliable, and convenient payment experience for all our customers. This Payment Policy explains the payment methods we accept, how payments are processed, and important information regarding billing and transaction security.

By placing an order on caviro.shop, you agree to the terms outlined in this Payment Policy.

Accepted Payment Methods

At Caviro, we accept payments through Stripe, PayPal, Affirm, and Afterpay.

Using our supported payment gateways, customers can securely pay with:

  • PayPal Balance

  • Credit or Debit Cards (Visa, MasterCard, American Express, Discover)

  • Buy Now, Pay Later options (Affirm, Afterpay)

  • Linked Bank Accounts (where available)

All payments are processed using industry-standard encryption technology and secure payment platforms.

Payment Currency

All prices displayed on our website are listed in United States Dollars (USD). If your bank or payment provider uses another currency, your financial institution may apply currency conversion rates and additional fees. These charges are determined by your bank or card issuer and are not controlled by Caviro.

Payment Authorization

When you place an order, your payment will be authorized and processed through your selected payment method. Orders will only be confirmed after successful payment authorization. If payment cannot be verified or is declined, your order may be delayed, cancelled, or placed on hold until the issue is resolved.

Order Confirmation

Once your payment has been successfully completed, you will receive an order confirmation email containing:

  • Order Number

  • Purchased Items

  • Billing Details

  • Shipping Information

  • Payment Confirmation

If you do not receive your confirmation email within a reasonable time, please check your spam or junk folder before contacting our customer support team.

Secure Transactions

Protecting your financial information is one of our highest priorities. We do not store your complete credit card or debit card information on our website or servers. All payment transactions are securely handled using advanced encryption and fraud prevention technologies provided by our payment processors.

Failed or Declined Payments

A payment may fail or be declined for several reasons, including:

  • Insufficient funds

  • Incorrect billing information

  • Expired payment method

  • Security verification failure

  • Restrictions imposed by your bank, PayPal, Stripe, Affirm, or Afterpay

  • Suspicious transaction activity

If your payment is declined, please verify your payment details or contact your bank or payment provider before attempting another transaction.

Taxes

Applicable sales taxes will be calculated during checkout based on your shipping destination and applicable laws. The final amount displayed during checkout represents the total amount charged for your order.

Order Cancellation

Orders may only be cancelled before they have been processed or shipped. If your order has already entered processing or has been dispatched, cancellation may no longer be possible. In such cases, please refer to our Refund & Returns Policy for available options.

Refunds

Approved refunds will be issued to the original payment method used during checkout. Once a refund has been processed, the time required for the funds to appear in your account depends on your payment provider and financial institution. Processing times may vary but generally take several business days.

Fraud Prevention

To protect both our customers and our business, Caviro reserves the right to:

  • Verify customer identity

  • Request additional payment verification

  • Cancel suspicious orders

  • Refuse transactions that appear fraudulent or unauthorized

These measures help maintain a safe and secure shopping experience for everyone.

Pricing Accuracy

While we strive to ensure all pricing information is accurate, occasional errors may occur. If a pricing error is identified after an order has been placed, we reserve the right to cancel the order and issue a full refund or contact you with the correct pricing before processing your purchase.

Contact Us

If you have any questions regarding payments, billing, or transaction security, please contact us through our Contact Us Page.

  • Business Name: Caviro

  • Legal Business Name: Handbag Factory Outlet

  • Email: info@caviro.shop

  • Phone: +1 (808) 679-5742

  • Chat Support: 24/7

  • Business Hours: Monday – Friday, 9:00 AM – 5:00 PM (PST)

  • Time Zone: Pacific Standard Time (PST)

  • Business Address: 769 E Pico Blvd, Los Angeles, CA 90021, United States